Non-Immigrant O-A / O-X (Long-Stay Retirement, embassy-issued)วีซ่าคนอยู่ชั่วคราว ประเภท O-A / O-X (พำนักระยะยาว)

Embassy-issued long-stay retirement visas applied for from outside Thailand, distinct from the in-country annual retirement extension. The O-A is a renewable one-year visa for applicants aged 50+. The O-X is a 10-year visa (5 + 5) for applicants aged 50+ from 14 eligible countries, with substantially higher financial thresholds.

Duration

O-A: 1-year visa, up to 1 year’s stay per entry, renewable (commonly via the in-country retirement extension once in Thailand). O-X: 5 years each time, totalling 10 years (initial 5 years + a 5-year extension).

Extensions

O-A is renewable annually, usually by applying for the in-country retirement extension. O-X carries its own 5-year extension within the 10-year term.

Financial requirement

O-A: 800,000 THB bank deposit, OR 65,000 THB/month income, OR a combination totalling 800,000 THB/year. O-X: a Thai bank deposit of at least 3,000,000 THB, OR at least 1,800,000 THB plus annual income of at least 1,200,000 THB; the deposit must be maintained at least 1 year, then a balance of at least 1,500,000 THB thereafter (as of 2026-05-24).

Fees

Embassy visa fees are quoted in local currency and vary by post, so the THB figure differs by consulate (e.g. O-X ~CAD 650 at the Ottawa embassy). The exact THB-equivalent O-A/O-X fee is unconfirmed — confirm with your specific embassy/consulate.

Processing time

O-X: apply at least 15 working days before travel. O-A varies by post; allow several working days to weeks.

Who it’s for

• O-A: retirees aged 50+ of any nationality wanting a long-stay visa in place before entering Thailand
• O-X: retirees aged 50+ from the 14 eligible countries who want a single 10-year solution and can meet the higher capital requirement
• Eligible O-X countries: Japan, Australia, Denmark, Finland, France, Germany, Italy, Netherlands, Norway, Sweden, Switzerland, UK, Canada, USA

Key documents

• Passport valid 6+ months (O-X: covering the visa term)
• Completed visa application form + photographs
• Bank statements / income evidence per the thresholds; O-X bank guarantee letters
• Criminal-record / police-clearance certificate
• Medical certificate (no prohibited diseases)
• Health-insurance evidence (required for both O-A and O-X — see compliance)

Staying compliant

• 90-day reporting (TM.47) once resident; no fee; 2,000 THB fine if late
• Re-entry permit needed to keep the visa alive when leaving Thailand: 1,000 THB single / 3,800 THB multiple
• Insurance must be from a TGIA-approved Thai insurer, or a foreign insurer with the prescribed Foreign Insurance Certificate

Common pitfalls

• Buying insurance that is not TGIA-approved / lacks the Foreign Insurance Certificate
• Confusing the embassy O-A insurance standard with the lower in-country extension standard
• O-X applicants withdrawing the deposit below the maintenance floor (3M in year 1, then 1.5M)
• Working on an O-X — strictly prohibited and grounds for cancellation
• Assuming a fixed THB fee; embassy fees are set in local currency per post